I am just learning to use this software, I can do the photo organizing and put them into a collage, I can add a single background or graphic but here is where I am stuck, I can't do any scrapbook-y things like adding layers of backgrounds (like different backgrounds in different areas) lines or shapes etc. I looked a bit at the tutorials posted but they are a bit too advanced for where I am at right now I think.
I am editing this because I watched about a million tutorials and still couldn't figure this out and I don't want anyone else to have the same frustration. I have a newer version of PSE (7) where there are features that it tells you to go to for making collages and albums. If you watch the tutorials to try to make an album or collage, you will only be able to create preformated albums very similar to what you can make at Shutterfly.com. If you actually want to scrapbook, you don't use the album or collage features you just use the plain old edit feature, create a blank file the size you want your page and then either use multiple files you have in your project bin or tell it to 'place' files saved on your computer. You can watch all the tutorials you want but if you are in the wrong mode you won't be able to use them.