Another Alba lover here.
(Although this year, we can't afford it, so we are using cheapie Coppertone sunblock.
) The sun here is brutal, and I am a redhead with the complexion that goes with it. My kids didn't get my red hair, but they got my porcelain (I like that word better than pasty, har!) skin and we will literally burn within 10 minutes of being in the sun. It is so hot here (over 100 in the summer), that there is no way we can rely on clothing coverage to keep us protected, so the options for us really are using sunscreen or burning.
(We will burn before 10am and after 5pm, too, and will burn in the shade. I have also worn a white T-shirt over my swimming suit while swimming and burned right through it.
)
I am interested in learning more about the St.JW oil, though. I hadn't heard of that. I do take CLO, but I have yet to find one my kids will take.